Jul 08, 2020 · For people that don't have PNC Virtual Wallet, it's a really cool, new way to look at banking. When you open a Virtual Wallet account, PNC gives you three accounts, a Spend account (checking), a Reserve account (short-term savings/checking hybrid), and a Growth account (savings). I did have one issue with PNC that was a little annoying.
Great This is a great app, great bank! convenient!, no fees!, 24 hour over draft protection if you overdraft from spending (checking account) it will automatically take from your savings to stop you from getting a penalty which cost 7-15$ for your own good because it’s not a credit card!, with the virtual wallet account you get a checking , Savings , and a reserve account you can only pull Mar 28, 2020 · To open a Virtual Wallet account requires a minimum deposit of $25, but you can waive that if you open the account online. Also, there is a monthly service charge of $7 that you can waive by keeping a balance of $500 in your Spend or Reserve accounts, or making $500 in qualifying deposits in a specified time period. Nov 06, 2018 · The Virtual Wallet’s Spend and Reserve accounts don’t offer any interest, but the Growth account lives true to its name. You can earn interest on the money in your Growth account, and Jul 08, 2020 · For people that don't have PNC Virtual Wallet, it's a really cool, new way to look at banking. When you open a Virtual Wallet account, PNC gives you three accounts, a Spend account (checking), a Reserve account (short-term savings/checking hybrid), and a Growth account (savings). I did have one issue with PNC that was a little annoying. Virtual Wallet® is Checking & Savings. Together. Manage your money the way you want. VIRTUAL WALLET FEATURES: Activity View your Virtual Wallet pending and posted transactions, and categorize what you’ve spent to take advantage of Spending + Budgets. Free Balance and Scheduled Out Your Free Balance and Scheduled Out subtract known bills and expenses from your available Spend account balance
Service Fee ⁵ ⁶ ⁷ ⁸ ; ATM use in the US : PNC ATMs are free to use PNC Virtual Wallet, PNC Virtual Wallet with Performance Spend and PNC Virtual Wallet - Student - $3 to withdraw at non-PNC ATM in the US, Canada, Puerto Rico and the U.S. Virgin Islands PNC Virtual Wallet with Performance Select - No fee for ATM withdrawals Depending on your account type and status you may be reimbursed
Virtual Wallet® with Performance Spend Innovative online tools plus rewards for a broader banking relationship Includes Spend (your primary checking account), Reserve (for short-term savings) and Growth (for long-term savings) With PNC, you can find the banking products that meet your needs. Choose between Virtual Wallet® with Performance Spend Your Virtual Wallet Spend account is automatically linked first to your Reserve account and then to your Growthaccount to cover overdrafts. You may choose another type of account as overdraft protection in place of your Growth account. Overdraft Protection Transfer Fee . $0. There are no Overdraft Protection Transfer fees for transfers from a
Aug 14, 2018 · Your Reserve account in the PNC Virtual Wallet is the money you've put away for long-term planning. Perhaps you're saving up for a big expense, like college, a vacation or a big purchase like a
The Virtual Wallet makes it easy for you to transfer money between the accounts. You can even schedule automatic transfers each month from your spend account to your reserve or growth account. If you’re interested in a PNC credit card, you can also link that account to your Virtual Wallet accounts. PNC Virtual Wallet Bonus. The bonus comes in two tiers depending on the type of account you open. Virtual Wallet with Performance Spend. Open a new Virtual Wallet with Performance Spend; Establish a qualifying direct deposit of $2,000 or more to your new account; Make at least 10 purchases with the PNC Bank Visa Debit Card linked to your new Bitcoin is a virtual “currency” that trades exclusively on supply vs. demand. Well, kind of. The recent parabolic lift-off of the virtual currency has little to do with fundamental supply and demand. Bitcoin is a currency in the simple sense that it can be exchanged for goods and services like a currency. Activity – View recent transaction history for your Spend, Reserve, and Growth accounts as well as your linked Virtual Wallet credit card. Deposit Check – Use your camera equipped iOS device to deposit checks using automatic image capture. Now it's even easier to deposit checks using the PNC Virtual Wallet app. The development of Virtual Wallet was based on the money mindset and financial lifestyle of Gen Y, making it easy and visual to help them plan and save. More than 25 Virtual Wallet functions and features are patent pending. Virtual Wallet Features: